How Much Does an Exercise Stress Test Cost in Indiana?
Cv stress test supvj i&r
$69.31Indiana physician fee2026 Medicare office rateUnder 2026 Medicare rates, an exercise stress test costs about $69 in Indiana.
- ✓Your ZIP's wage-adjusted hospital and surgery center rates
- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
- ✓A word-for-word script for asking for a good-faith estimate
- ✓A private link you can reopen and share
- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
- ✓Bill-negotiation letter
- ✓Printable PDF download
Indiana Medicare physician rate (2026)
-5.7% vs nationalSingle statewide locality.
Your ZIP in Indiana
Look up your ZIP for Indiana figures, whether in Indianapolis, Fort Wayne, Evansville, South Bend, the Region near Chicago, or the rural counties along the Ohio River.
What exercise stress test costs at hospitals near you
Everything above is a national average. The hospital you pick in Indiana moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 46001.
One-off payment, no account and no subscription. You get a private link and an email. No medical records and no insurance card, ever.
What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again.
National vs Indiana
Where Indiana ranks for this CPT
Exercise Stress Test and how Indiana is priced
Indiana's Medicare physician rates come from a single statewide locality with indices a bit under the national average, placing it in the moderate band of Midwest pricing. Indianapolis, Fort Wayne, Evansville, and the smallest rural counties all share identical geographic adjustments. Northwest Indiana sits inside the Chicago metropolitan area but is still priced under Indiana's statewide locality rather than Chicago's, which creates a visible pricing seam at the state line. For most Hoosiers the statewide fee schedule is a dependable guide to Medicare-approved amounts.
Indianapolis dominates the state's health care landscape, hosting its academic medical center and the headquarters of its largest systems, while regional hubs in Fort Wayne, Evansville, and South Bend cover their surrounding counties. Indiana's hospital prices for commercially insured patients have drawn national attention for running high relative to the region, which makes Medicare benchmarks a valuable reference for anyone paying cash. Rural southern Indiana often looks to Louisville or Cincinnati across the river.
This procedure: An exercise stress test, also called a treadmill test or exercise ECG, records your heart's electrical activity while you walk on a treadmill or pedal a stationary bike at increasing effort. It is used to look for reduced blood flow to the heart, to check symptoms such as chest pain or breathlessness that come on with exertion, and to judge how much exercise is safe. The appointment takes about an hour including preparation, with around 10 to 15 minutes of actual exercise, and this basic version involves no injections or imaging.
What Is Exercise Stress Test?
An exercise stress test, also called a treadmill test or exercise ECG, records your heart's electrical activity while you walk on a treadmill or pedal a stationary bike at increasing effort. It is used to look for reduced blood flow to the heart, to check symptoms such as chest pain or breathlessness that come on with exertion, and to judge how much exercise is safe. The appointment takes about an hour including preparation, with around 10 to 15 minutes of actual exercise, and this basic version involves no injections or imaging.
What Affects the Cost
- –Adding imaging turns it into a different and more expensive test: a stress echocardiogram bills echo codes on top, and a nuclear stress test adds imaging codes and a radioactive tracer.
- –A cardiology office bills one global fee, while a hospital splits the test into separate supervision, tracing and interpretation codes and adds its own facility payment.
- –If you cannot exercise, a medication is used to stress the heart instead, which usually means an imaging version of the test plus a drug charge.
- –An office visit with the cardiologist on the same day is billed separately.
- –Cash prices vary widely between practices and hospitals, so ask for a written quote before a non-urgent test.
Questions to Ask Before Booking
- 1.Is this a plain exercise ECG, or will imaging or a nuclear tracer be added?
- 2.Will the test be done in your office or at a hospital, and does that change what I pay?
- 3.Does my plan need prior authorization for this test?
- 4.Will there be a separate charge for an office visit on the same day?
- 5.Who reads the results, and is that fee included in the quote?
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Exercise Stress Test in other states
Exercise Stress Test in Indiana: questions
Under 2026 Medicare rates, an exercise stress test costs about $69 in Indiana. Indiana is a single Medicare locality, so the physician rate is the same statewide.
Not on the physician fee schedule. Indiana uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $14 for the office physician line or $14 for the hospital physician line in Indiana. Medigap may cover that 20%. This is not the hospital facility fee.
No. $69.31 is the Medicare physician allowed amount for CPT 93015. Anesthesia, facility fees, implants, and other CPT codes billed the same day are extra. Indiana ranks #12 of 51 states on this physician line (6% below the national office rate of $73.48).