How Much Does an Exercise Stress Test Cost in Tennessee?
Cv stress test supvj i&r
$68.52Tennessee physician fee2026 Medicare office rateUnder 2026 Medicare rates, an exercise stress test costs about $69 in Tennessee.
- ✓Your ZIP's wage-adjusted hospital and surgery center rates
- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
- ✓A word-for-word script for asking for a good-faith estimate
- ✓A private link you can reopen and share
- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
- ✓Bill-negotiation letter
- ✓Printable PDF download
Tennessee Medicare physician rate (2026)
-6.8% vs nationalSingle statewide locality.
Your ZIP in Tennessee
Enter a ZIP code for your part of Tennessee, whether Nashville, Memphis, Knoxville, Chattanooga, the Tri-Cities, or the rural plateau and delta counties.
What exercise stress test costs at hospitals near you
Everything above is a national average. The hospital you pick in Tennessee moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 37010.
One-off payment, no account and no subscription. You get a private link and an email. No medical records and no insurance card, ever.
What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again.
National vs Tennessee
Where Tennessee ranks for this CPT
Exercise Stress Test and how Tennessee is priced
Tennessee's Medicare rates come from one statewide locality with below-average geographic indices, so Memphis, Nashville, Knoxville, and Chattanooga all publish the same approved amounts despite being four distinct metro markets. The uniform locality stretches across a state that spans two time zones and several regional economies. Nashville's boom has raised local practice costs faster than the statewide averages that feed the indices. For patients, the fee schedule is identical statewide; the markets around it are anything but.
Nashville is the corporate capital of American hospital operations, home to major for-profit chains, alongside a prominent academic medical center, while Memphis anchors care for the Mid-South including parts of Mississippi and Arkansas. Knoxville and Chattanooga serve East Tennessee, and the rural Cumberland Plateau and West Tennessee counties have seen multiple hospital closures. Cross-border patient flows into Tennessee's metros are heavy from every neighboring state.
This procedure: An exercise stress test, also called a treadmill test or exercise ECG, records your heart's electrical activity while you walk on a treadmill or pedal a stationary bike at increasing effort. It is used to look for reduced blood flow to the heart, to check symptoms such as chest pain or breathlessness that come on with exertion, and to judge how much exercise is safe. The appointment takes about an hour including preparation, with around 10 to 15 minutes of actual exercise, and this basic version involves no injections or imaging.
What Is Exercise Stress Test?
An exercise stress test, also called a treadmill test or exercise ECG, records your heart's electrical activity while you walk on a treadmill or pedal a stationary bike at increasing effort. It is used to look for reduced blood flow to the heart, to check symptoms such as chest pain or breathlessness that come on with exertion, and to judge how much exercise is safe. The appointment takes about an hour including preparation, with around 10 to 15 minutes of actual exercise, and this basic version involves no injections or imaging.
What Affects the Cost
- –Adding imaging turns it into a different and more expensive test: a stress echocardiogram bills echo codes on top, and a nuclear stress test adds imaging codes and a radioactive tracer.
- –A cardiology office bills one global fee, while a hospital splits the test into separate supervision, tracing and interpretation codes and adds its own facility payment.
- –If you cannot exercise, a medication is used to stress the heart instead, which usually means an imaging version of the test plus a drug charge.
- –An office visit with the cardiologist on the same day is billed separately.
- –Cash prices vary widely between practices and hospitals, so ask for a written quote before a non-urgent test.
Questions to Ask Before Booking
- 1.Is this a plain exercise ECG, or will imaging or a nuclear tracer be added?
- 2.Will the test be done in your office or at a hospital, and does that change what I pay?
- 3.Does my plan need prior authorization for this test?
- 4.Will there be a separate charge for an office visit on the same day?
- 5.Who reads the results, and is that fee included in the quote?
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Exercise Stress Test in other states
Exercise Stress Test in Tennessee: questions
Under 2026 Medicare rates, an exercise stress test costs about $69 in Tennessee. Tennessee is a single Medicare locality, so the physician rate is the same statewide.
Not on the physician fee schedule. Tennessee uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $14 for the office physician line or $14 for the hospital physician line in Tennessee. Medigap may cover that 20%. This is not the hospital facility fee.
No. $68.52 is the Medicare physician allowed amount for CPT 93015. Anesthesia, facility fees, implants, and other CPT codes billed the same day are extra. Tennessee ranks #8 of 51 states on this physician line (7% below the national office rate of $73.48).