How Much Does an MRI Knee Cost in New Jersey?
Mri jnt of lwr extre w/o dye
$307Hospital outpatient total2026 Medicare, physician + facilityUnder 2026 Medicare rates, an MRI knee costs up to about $307 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in New Jersey averages $227, from $221 in Rest of New Jersey to $233 in Northern Nj.
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- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
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- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
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- ✓Printable PDF download
New Jersey Medicare physician rate (2026)
+10.9% vs nationalAverage of 2 localities. Office range $220.94–$232.57.
What the whole procedure costs
The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.
Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.
Your ZIP in New Jersey
Look up your ZIP code to see whether northern or rest-of-state New Jersey pricing applies, from Newark, Jersey City, and Bergen County down to Trenton, Cherry Hill, and the Jersey Shore.
What MRI knee costs at hospitals near you
Everything above is a national average. The hospital you pick in New Jersey moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 07001.
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What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In New Jersey the office and hospital physician lines for this CPT differ by $159.44.
National vs New Jersey
Where New Jersey ranks for this CPT
CPT 73721 by New Jersey locality
| Locality | Office |
|---|---|
| northern nj | $232.57 |
| rest of new jersey | $220.94 |
PE GPCI ranges from 1.092 to 1.160 in New Jersey. That index is why the same CPT is not one price statewide.
MRI Knee and how New Jersey is priced
New Jersey is split into two payment localities: northern New Jersey, which carries higher adjustments befitting its position in the New York metropolitan orbit, and the rest of the state to the south. Both localities price above the national average, but the northern one ranks among the more expensive in the country. The dividing line means a procedure in Bergen County is approved at a higher amount than the same one in Cherry Hill or along the shore. South Jersey's pricing gravity pulls toward Philadelphia even though its locality is its own.
New Jersey may be the ultimate cross-border care state: North Jersey residents flow into Manhattan hospitals, South Jersey residents into Philadelphia's academic centers, and the state's own large systems compete hard in between. Dense population means most residents have multiple hospitals within a short drive, which is real negotiating leverage for a cash-pay patient. The shore counties see seasonal population surges that strain capacity each summer.
This procedure: A knee MRI without contrast (the lower extremity joint MRI code) shows the menisci, ligaments including the ACL, cartilage, and bone marrow, none of which appear on X-ray. It is the definitive test for suspected meniscus tears and ligament injuries. You lie on your back with the knee in a small coil for 20 to 40 minutes of painless but noisy scanning, and results typically reach your doctor within a couple of days.
What Is MRI Knee?
A knee MRI without contrast (the lower extremity joint MRI code) shows the menisci, ligaments including the ACL, cartilage, and bone marrow, none of which appear on X-ray. It is the definitive test for suspected meniscus tears and ligament injuries. You lie on your back with the knee in a small coil for 20 to 40 minutes of painless but noisy scanning, and results typically reach your doctor within a couple of days.
What Affects the Cost
- –The hospital versus freestanding center price gap for knee MRI is large and well documented; this is a scan worth shopping.
- –Insurer authorization rules often require an X-ray and a trial of conservative care first, adding upstream visits.
- –A confirmed meniscus or ligament tear frequently leads to arthroscopy, so the MRI often begins a bigger spending episode.
- –In patients over about 50, MRI often shows incidental degenerative findings that can prompt further, sometimes unnecessary, care.
- –The radiologist's interpretation fee is a distinct component of the price.
Questions to Ask Before Booking
- 1.Has my insurer approved this scan, and does my chart show the X-ray and conservative care they require?
- 2.What is the all-in price at the freestanding centers near me?
- 3.Given my age, could therapy first make this MRI unnecessary?
- 4.Is the authorization tied to a specific facility?
- 5.If the MRI shows a tear, what are the typical next steps and their costs?
Other featured procedures in New Jersey
MRI Knee in other states
MRI Knee in New Jersey: questions
Under 2026 Medicare rates, an MRI knee costs up to about $307 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in New Jersey averages $227, from $221 in Rest of New Jersey to $233 in Northern Nj. Enter a ZIP for the exact New Jersey locality.
Yes. CMS splits New Jersey into 2 payment localities. For this CPT the office physician fee spans $11.63 from the lowest to highest locality. Look up your ZIP code to see whether northern or rest-of-state New Jersey pricing applies, from Newark, Jersey City, and Bergen County down to Trenton, Cherry Hill, and the Jersey Shore.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $45 for the office physician line or $13 for the hospital physician line in New Jersey. Medigap may cover that 20%. This is not the hospital facility fee.
It depends on where the test is done. At an independent imaging center, lab or office, $226.76 is Medicare's full rate in New Jersey, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $67.32) and the hospital is paid separately, which brings the national total to up to about $307. New Jersey ranks #47 of 51 states on the non-hospital rate (11% above the national office rate of $204.41).