CPT73721

How Much Does an MRI Knee Cost in Virginia?

Mri jnt of lwr extre w/o dye

$307Hospital outpatient total2026 Medicare, physician + facility

Under 2026 Medicare rates, an MRI knee costs up to about $307 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in Virginia averages $201.

Hospital payments are wage-adjusted by locality, so the ZIP changes the numbers. For example 00303.
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Virginia Medicare physician rate (2026)

-1.7% vs national

Single statewide locality.

Virginia (Hospital)
$61.83
Physician reading only
Private plan est.
$261–$402
~130–200% of Medicare
Cash / self-pay est.
$161–$301
~80–150% of Medicare

What the whole procedure costs

The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.

Physician reading alone
$63
Only 20% of the hospital total

Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.

Your ZIP in Virginia

Check your exact ZIP in Virginia, because Arlington and Alexandria price with Washington while Richmond, Virginia Beach and Hampton Roads, Charlottesville, Roanoke, and the rural southwest do not.

What MRI knee costs at hospitals near you

Everything above is a national average. The hospital you pick in Virginia moves the bill more than anything else you control.

Locked

Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.

For example 00303.

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What these numbers are

Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In Virginia the office and hospital physician lines for this CPT differ by $139.03.

National vs Virginia

National office$204.41
National hospital (physician)$62.79
Virginia vs nationalwithin 2% of the national office rate of $204.41

Where Virginia ranks for this CPT

Rank (lowest physician fee first)#25 of 51
Lowest stateArkansas ($180.77)
Highest stateAlaska ($235.33)

MRI Knee and how Virginia is priced

Virginia's physician fees are set through a small number of Medicare payment localities rather than one statewide rate, and the picture is complicated further by the DC locality reaching across the Potomac to cover close-in Northern Virginia suburbs like Arlington and Alexandria at the region's highest adjustments. The rest of the commonwealth, including Richmond, Hampton Roads, and the rural south and west, prices at lower levels through Virginia's own localities. That makes the Northern Virginia line one of the sharper pricing boundaries on the East Coast. Where exactly you sit relative to it is worth confirming.

Virginia's care landscape is regionally distinct: Northern Virginia operates as part of the Washington market, Richmond hosts an academic medical center and large system headquarters, Hampton Roads supports its own dense hospital market, and university medicine anchors Charlottesville. Southwest Virginia's coalfield counties face some of the state's toughest access problems, with some residents using Tennessee providers. Military health facilities add another layer in the Tidewater region.

This procedure: A knee MRI without contrast (the lower extremity joint MRI code) shows the menisci, ligaments including the ACL, cartilage, and bone marrow, none of which appear on X-ray. It is the definitive test for suspected meniscus tears and ligament injuries. You lie on your back with the knee in a small coil for 20 to 40 minutes of painless but noisy scanning, and results typically reach your doctor within a couple of days.

What Is MRI Knee?

A knee MRI without contrast (the lower extremity joint MRI code) shows the menisci, ligaments including the ACL, cartilage, and bone marrow, none of which appear on X-ray. It is the definitive test for suspected meniscus tears and ligament injuries. You lie on your back with the knee in a small coil for 20 to 40 minutes of painless but noisy scanning, and results typically reach your doctor within a couple of days.

What Affects the Cost

  • –The hospital versus freestanding center price gap for knee MRI is large and well documented; this is a scan worth shopping.
  • –Insurer authorization rules often require an X-ray and a trial of conservative care first, adding upstream visits.
  • –A confirmed meniscus or ligament tear frequently leads to arthroscopy, so the MRI often begins a bigger spending episode.
  • –In patients over about 50, MRI often shows incidental degenerative findings that can prompt further, sometimes unnecessary, care.
  • –The radiologist's interpretation fee is a distinct component of the price.

Questions to Ask Before Booking

  • 1.Has my insurer approved this scan, and does my chart show the X-ray and conservative care they require?
  • 2.What is the all-in price at the freestanding centers near me?
  • 3.Given my age, could therapy first make this MRI unnecessary?
  • 4.Is the authorization tied to a specific facility?
  • 5.If the MRI shows a tear, what are the typical next steps and their costs?

MRI Knee in Virginia: questions

Under 2026 Medicare rates, an MRI knee costs up to about $307 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in Virginia averages $201. Virginia is a single Medicare locality, so the physician rate is the same statewide.

Not on the physician fee schedule. Virginia uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.

After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $40 for the office physician line or $12 for the hospital physician line in Virginia. Medigap may cover that 20%. This is not the hospital facility fee.

It depends on where the test is done. At an independent imaging center, lab or office, $200.86 is Medicare's full rate in Virginia, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $61.83) and the hospital is paid separately, which brings the national total to up to about $307. Virginia ranks #25 of 51 states on the non-hospital rate (within 2% of the national office rate of $204.41).

Data source: 2026 Medicare Physician Fee Schedule (CMS PPRRVU26B, released March 2026). Conversion factor: $33.4009. Prices shown are Medicare allowed amounts for the physician service and may not match what you are billed. Private insurance and self-pay ranges, when shown, are labeled estimates (typical multiples of Medicare), not quotes. This site is an independent cost tool, not medical advice.