How Much Does an MRI Lumbar Spine Cost in Arizona?
Mri lumbar spine w/o dye
$312Hospital outpatient total2026 Medicare, physician + facilityUnder 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in Arizona averages $187.
- ✓Your ZIP's wage-adjusted hospital and surgery center rates
- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
- ✓A word-for-word script for asking for a good-faith estimate
- ✓A private link you can reopen and share
- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
- ✓Bill-negotiation letter
- ✓Printable PDF download
Arizona Medicare physician rate (2026)
-2.5% vs nationalSingle statewide locality.
What the whole procedure costs
The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.
Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.
Your ZIP in Arizona
Check your ZIP code for local figures across Arizona, from metro Phoenix and Tucson to Flagstaff, Yuma, Prescott, and the rural stretches of the north and southeast.
What MRI lumbar spine costs at hospitals near you
Everything above is a national average. The hospital you pick in Arizona moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 85001.
One-off payment, no account and no subscription. You get a private link and an email. No medical records and no insurance card, ever.
What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In Arizona the office and hospital physician lines for this CPT differ by $119.35.
National vs Arizona
Where Arizona ranks for this CPT
MRI Lumbar Spine and how Arizona is priced
CMS prices all of Arizona through one statewide locality, so Phoenix, Tucson, and the rural counties share a single set of geographic adjustment factors. The state's indices land close to the national average, which makes Arizona a useful benchmark when comparing procedure prices across the country. Because the locality is statewide, the rapid growth of metro Phoenix does not by itself change what Medicare approves there relative to Flagstaff or Yuma. Differences patients notice tend to come from the billing setting and local market conditions, not from the fee schedule.
Arizona has one of the largest Medicare populations in the country thanks to decades of retiree migration, and its winter snowbird influx means demand for care swings by season. Phoenix and Tucson offer deep specialist markets, while much of northern and southeastern Arizona relies on smaller hospitals and long drives for advanced care. Competition among large systems in the Valley gives Phoenix-area patients more room to shop than most rural residents have.
This procedure: A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Is MRI Lumbar Spine?
A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Affects the Cost
- –This is one of the most shopped scans in America, and prices between hospitals and independent centers commonly differ several-fold.
- –Insurer rules pushing six weeks of conservative care first mean therapy visit costs often precede the scan.
- –Findings frequently lead to epidural injections or surgical consultations, so the MRI is often the gateway to a much larger episode of spending.
- –Contrast is only added for specific concerns like prior surgery or infection, at a higher-code price.
- –Open or wide-bore scanners for larger or claustrophobic patients can carry different pricing at specialty centers.
Questions to Ask Before Booking
- 1.Do I meet my insurer's criteria yet, or will this be denied for lack of conservative treatment first?
- 2.What is the cash or negotiated price at nearby freestanding imaging centers?
- 3.Is my scan authorized at the specific location I am booked at?
- 4.Given my history, does the radiologist need contrast, and what would that add?
- 5.If the MRI shows a disc problem, what are the typical next-step costs I should anticipate?
Other featured procedures in Arizona
MRI Lumbar Spine in other states
MRI Lumbar Spine in Arizona: questions
Under 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in Arizona averages $187. Arizona is a single Medicare locality, so the physician rate is the same statewide.
Not on the physician fee schedule. Arizona uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $37 for the office physician line or $14 for the hospital physician line in Arizona. Medigap may cover that 20%. This is not the hospital facility fee.
It depends on where the test is done. At an independent imaging center, lab or office, $186.89 is Medicare's full rate in Arizona, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $67.54) and the hospital is paid separately, which brings the national total to up to about $312. Arizona ranks #24 of 51 states on the non-hospital rate (3% below the national office rate of $191.72).