How Much Does an MRI Lumbar Spine Cost in New York?
Mri lumbar spine w/o dye
$312Hospital outpatient total2026 Medicare, physician + facilityUnder 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in New York averages $211, from $184 in Rest of New York to $224 in Nyc Suburbs/Long Island.
- ✓Your ZIP's wage-adjusted hospital and surgery center rates
- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
- ✓A word-for-word script for asking for a good-faith estimate
- ✓A private link you can reopen and share
- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
- ✓Bill-negotiation letter
- ✓Printable PDF download
New York Medicare physician rate (2026)
+10.3% vs nationalAverage of 5 localities. Office range $183.71–$224.18.
What the whole procedure costs
The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.
Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.
Your ZIP in New York
New York's multiple localities make a ZIP-level check essential: compare Manhattan, Queens and the outer boroughs, Long Island, the Hudson Valley near Poughkeepsie, and upstate cities like Buffalo, Rochester, Syracuse, and Albany.
What MRI lumbar spine costs at hospitals near you
Everything above is a national average. The hospital you pick in New York moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 12007.
One-off payment, no account and no subscription. You get a private link and an email. No medical records and no insurance card, ever.
What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In New York the office and hospital physician lines for this CPT differ by $137.66.
National vs New York
Where New York ranks for this CPT
CPT 72148 by New York locality
| Locality | Office |
|---|---|
| nyc suburbs/long island | $224.18 |
| queens | $221.81 |
| manhattan | $219.48 |
| poughkpsie/n nyc suburbs | $207.91 |
| rest of new york | $183.71 |
PE GPCI ranges from 0.950 to 1.189 in New York. That index is why the same CPT is not one price statewide.
MRI Lumbar Spine and how New York is priced
New York has one of the most complex locality maps in the country, with around five payment areas: Manhattan is its own locality, Queens is separately priced, the NYC suburbs and Long Island form another high-cost locality, the Poughkeepsie area has its own, and the rest of the state, including Buffalo, Rochester, Syracuse, and Albany, shares a distinctly lower-priced upstate locality. The spread between Manhattan and upstate adjustments is among the widest within any state. A knee MRI or office visit is approved at meaningfully different amounts in Manhattan, Mineola, and Rochester. Upstate New York prices closer to the Midwest than to the five boroughs.
New York City is a global medical capital with world-famous academic medical centers competing within blocks of each other, while upstate cities each center on their own regional academic hubs. Long Island and the lower Hudson Valley support dense suburban hospital markets of their own. The upstate-downstate divide runs through everything in New York health care, including what providers charge and what patients can access locally.
This procedure: A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Is MRI Lumbar Spine?
A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Affects the Cost
- –This is one of the most shopped scans in America, and prices between hospitals and independent centers commonly differ several-fold.
- –Insurer rules pushing six weeks of conservative care first mean therapy visit costs often precede the scan.
- –Findings frequently lead to epidural injections or surgical consultations, so the MRI is often the gateway to a much larger episode of spending.
- –Contrast is only added for specific concerns like prior surgery or infection, at a higher-code price.
- –Open or wide-bore scanners for larger or claustrophobic patients can carry different pricing at specialty centers.
Questions to Ask Before Booking
- 1.Do I meet my insurer's criteria yet, or will this be denied for lack of conservative treatment first?
- 2.What is the cash or negotiated price at nearby freestanding imaging centers?
- 3.Is my scan authorized at the specific location I am booked at?
- 4.Given my history, does the radiologist need contrast, and what would that add?
- 5.If the MRI shows a disc problem, what are the typical next-step costs I should anticipate?
Other featured procedures in New York
MRI Lumbar Spine in other states
MRI Lumbar Spine in New York: questions
Under 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in New York averages $211, from $184 in Rest of New York to $224 in Nyc Suburbs/Long Island. Enter a ZIP for the exact New York locality.
Yes. CMS splits New York into 5 payment localities. For this CPT the office physician fee spans $40.47 from the lowest to highest locality. New York's multiple localities make a ZIP-level check essential: compare Manhattan, Queens and the outer boroughs, Long Island, the Hudson Valley near Poughkeepsie, and upstate cities like Buffalo, Rochester, Syracuse, and Albany.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $42 for the office physician line or $15 for the hospital physician line in New York. Medigap may cover that 20%. This is not the hospital facility fee.
It depends on where the test is done. At an independent imaging center, lab or office, $211.42 is Medicare's full rate in New York, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $73.76) and the hospital is paid separately, which brings the national total to up to about $312. New York ranks #46 of 51 states on the non-hospital rate (10% above the national office rate of $191.72).