CPT72148

How Much Does an MRI Lumbar Spine Cost in West Virginia?

Mri lumbar spine w/o dye

$312Hospital outpatient total2026 Medicare, physician + facility

Under 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in West Virginia averages $175.

Hospital payments are wage-adjusted by locality, so the ZIP changes the numbers. For example 24701.
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West Virginia Medicare physician rate (2026)

-8.8% vs national

Single statewide locality.

West Virginia (Hospital)
$67.30
Physician reading only
Private plan est.
$227–$350
~130–200% of Medicare
Cash / self-pay est.
$140–$262
~80–150% of Medicare

What the whole procedure costs

The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.

Physician reading alone
$68
Only 22% of the hospital total

Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.

Your ZIP in West Virginia

Run a ZIP lookup for your part of West Virginia, whether Morgantown, Charleston, Huntington, Wheeling, the Eastern Panhandle near Martinsburg, or the southern coalfields.

What MRI lumbar spine costs at hospitals near you

Everything above is a national average. The hospital you pick in West Virginia moves the bill more than anything else you control.

Locked

Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.

For example 24701.

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What these numbers are

Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In West Virginia the office and hospital physician lines for this CPT differ by $107.48.

National vs West Virginia

National office$191.72
National hospital (physician)$68.47
West Virginia vs national9% below the national office rate of $191.72

Where West Virginia ranks for this CPT

Rank (lowest physician fee first)#4 of 51
Lowest stateArkansas ($170.32)
Highest stateAlaska ($223.39)

MRI Lumbar Spine and how West Virginia is priced

West Virginia is one statewide payment locality with geographic indices among the lowest in the eastern United States, so its published Medicare rates apply identically from the Eastern Panhandle to the southern coalfields. The uniform pricing spans a state whose mountainous terrain makes actual travel to care unusually difficult relative to straight-line distances. CMS's work index floor supports the state's low-cost profile. Morgantown, Charleston, and Huntington all bill against the same geographic factors.

The state's care concentrates around its academic medical centers in Morgantown and Huntington and the capital-region hospitals in Charleston, each serving long mountain catchments. West Virginia's population is among the oldest and highest-need in the country, and hospital finances have been fragile in many counties. Eastern Panhandle residents commonly use Maryland or Virginia providers, and northern residents look to Pittsburgh.

This procedure: A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.

What Is MRI Lumbar Spine?

A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.

What Affects the Cost

  • –This is one of the most shopped scans in America, and prices between hospitals and independent centers commonly differ several-fold.
  • –Insurer rules pushing six weeks of conservative care first mean therapy visit costs often precede the scan.
  • –Findings frequently lead to epidural injections or surgical consultations, so the MRI is often the gateway to a much larger episode of spending.
  • –Contrast is only added for specific concerns like prior surgery or infection, at a higher-code price.
  • –Open or wide-bore scanners for larger or claustrophobic patients can carry different pricing at specialty centers.

Questions to Ask Before Booking

  • 1.Do I meet my insurer's criteria yet, or will this be denied for lack of conservative treatment first?
  • 2.What is the cash or negotiated price at nearby freestanding imaging centers?
  • 3.Is my scan authorized at the specific location I am booked at?
  • 4.Given my history, does the radiologist need contrast, and what would that add?
  • 5.If the MRI shows a disc problem, what are the typical next-step costs I should anticipate?

MRI Lumbar Spine in West Virginia: questions

Under 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in West Virginia averages $175. West Virginia is a single Medicare locality, so the physician rate is the same statewide.

Not on the physician fee schedule. West Virginia uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.

After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $35 for the office physician line or $13 for the hospital physician line in West Virginia. Medigap may cover that 20%. This is not the hospital facility fee.

It depends on where the test is done. At an independent imaging center, lab or office, $174.78 is Medicare's full rate in West Virginia, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $67.30) and the hospital is paid separately, which brings the national total to up to about $312. West Virginia ranks #4 of 51 states on the non-hospital rate (9% below the national office rate of $191.72).

Data source: 2026 Medicare Physician Fee Schedule (CMS PPRRVU26B, released March 2026). Conversion factor: $33.4009. Prices shown are Medicare allowed amounts for the physician service and may not match what you are billed. Private insurance and self-pay ranges, when shown, are labeled estimates (typical multiples of Medicare), not quotes. This site is an independent cost tool, not medical advice.