How Much Does an MRI Lumbar Spine Cost in North Carolina?
Mri lumbar spine w/o dye
$312Hospital outpatient total2026 Medicare, physician + facilityUnder 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in North Carolina averages $181.
- ✓Your ZIP's wage-adjusted hospital and surgery center rates
- ✓Five nearby hospitals by name, with CMS star ratings
- ✓The add-on codes that typically land on the bill
- ✓A word-for-word script for asking for a good-faith estimate
- ✓A private link you can reopen and share
- ✓Everything in the Premium report
- ✓15 nearby hospitals instead of five
- ✓Filled good-faith-estimate request letter
- ✓Bill-negotiation letter
- ✓Printable PDF download
North Carolina Medicare physician rate (2026)
-5.5% vs nationalSingle statewide locality.
What the whole procedure costs
The office rate above is what an imaging center, lab or office is paid for the whole test. In a hospital, the facility bills its own fee and the physician bills only the reading. These are 2026 national Medicare amounts.
Medicare may pay the facility separately for this code or package it into another service on the same day, so treat the facility share as an upper bound. For a test like this the physician in a hospital bills only the reading (the professional component); outside a hospital one global fee covers the whole test, shown in the office rate above. Medicare allowed amounts are not what an uninsured patient is charged, and not a quote. Private plans typically allow more.
Your ZIP in North Carolina
Check your ZIP code for your region of North Carolina, whether Charlotte, Raleigh-Durham and the Triangle, the Triad, Asheville and the mountains, or Wilmington and the coastal east.
What MRI lumbar spine costs at hospitals near you
Everything above is a national average. The hospital you pick in North Carolina moves the bill more than anything else you control.
Rates for your ZIP, 5 named hospitals with CMS ratings, the add-on codes, and the scheduler script.
For example 27006.
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What these numbers are
Every figure on this page is a 2026 Medicare allowed amount: the physician line comes from the Physician Fee Schedule adjusted by geographic practice-cost indices, and the facility totals come from the CMS hospital outpatient (OPPS) and ambulatory surgery center rates. None of them is a hospital chargemaster price, your insurer's contracted rate, or a quote. Anesthesia, pathology, imaging reads and follow-up care are billed under their own codes when they apply, and an inpatient stay is paid a different way again. In North Carolina the office and hospital physician lines for this CPT differ by $114.80.
National vs North Carolina
Where North Carolina ranks for this CPT
MRI Lumbar Spine and how North Carolina is priced
North Carolina's Medicare physician pricing comes from one statewide locality with indices just under the national average, so Charlotte, the Research Triangle, and the rural east and mountain west all share the same approved amounts. For a state with several fast-growing metros, the single-locality approach keeps the fee schedule simple even as local economies diverge. Nothing in the geographic adjustments distinguishes a Raleigh procedure from one in Boone or Greenville. As elsewhere, the office-versus-hospital setting decision moves prices more than geography within the state does.
North Carolina is unusually rich in academic medicine, with multiple nationally known university medical centers clustered in the Triangle and Winston-Salem, plus a major hospital system anchored in Charlotte that has grown across the Southeast. The rural east and the mountain counties are much thinner markets, and hospital consolidation has been reshaping who owns local care. Patients near the borders sometimes use Virginia or South Carolina providers.
This procedure: A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Is MRI Lumbar Spine?
A lumbar spine MRI without contrast images the lower back, the region responsible for most back pain and sciatica, showing discs, nerve roots, and the spinal canal. It is the definitive test before considering injections or surgery for a suspected herniated disc or spinal stenosis. You lie on your back in the scanner for 20 to 40 minutes; it is painless but the flat position can be uncomfortable if lying down aggravates your pain.
What Affects the Cost
- –This is one of the most shopped scans in America, and prices between hospitals and independent centers commonly differ several-fold.
- –Insurer rules pushing six weeks of conservative care first mean therapy visit costs often precede the scan.
- –Findings frequently lead to epidural injections or surgical consultations, so the MRI is often the gateway to a much larger episode of spending.
- –Contrast is only added for specific concerns like prior surgery or infection, at a higher-code price.
- –Open or wide-bore scanners for larger or claustrophobic patients can carry different pricing at specialty centers.
Questions to Ask Before Booking
- 1.Do I meet my insurer's criteria yet, or will this be denied for lack of conservative treatment first?
- 2.What is the cash or negotiated price at nearby freestanding imaging centers?
- 3.Is my scan authorized at the specific location I am booked at?
- 4.Given my history, does the radiologist need contrast, and what would that add?
- 5.If the MRI shows a disc problem, what are the typical next-step costs I should anticipate?
Other featured procedures in North Carolina
MRI Lumbar Spine in other states
MRI Lumbar Spine in North Carolina: questions
Under 2026 Medicare rates, an MRI lumbar spine costs up to about $312 in total at a hospital outpatient department, counting both the physician and the facility (national rates). Outside a hospital, at an independent imaging center, lab or office, Medicare's full rate in North Carolina averages $181. North Carolina is a single Medicare locality, so the physician rate is the same statewide.
Not on the physician fee schedule. North Carolina uses one locality, so the Medicare physician rate is the same from one end of the state to the other. What still changes is site of service (office vs hospital) and any facility fee the hospital bills on its own claim.
After the Part B deductible, coinsurance is usually 20% of the allowed amount: about $36 for the office physician line or $13 for the hospital physician line in North Carolina. Medigap may cover that 20%. This is not the hospital facility fee.
It depends on where the test is done. At an independent imaging center, lab or office, $181.12 is Medicare's full rate in North Carolina, covering the test and the reading. In a hospital outpatient department the physician is paid only for the reading (about $66.32) and the hospital is paid separately, which brings the national total to up to about $312. North Carolina ranks #18 of 51 states on the non-hospital rate (6% below the national office rate of $191.72).